Guidelines To Take When Involved In An Accident With The Company’s Vehicle
It is advisable that upon being involved in an accident, you are required to determine that person who is liable for the damages. It does not necessarily mean that at all the times, the company will be liable since the car belongs to them. This guide will assist individuals in learning the steps that they are required to take when they are involved in an accident. The person who is liable will be identified by following the guidelines. It is vital to recognize the person who has the fault upon the occurrences of an accident. By doing this, you need to know that the company, employee as well as the third party will determine the one liable for the damages. It is a good thing to check so that you can get to know if the employee will be on his own or with the company.
It is good to note that there will be the identification of those parties that will be financially stable. With the damages that may have been caused, it is good to note that they need to be calculated. Property damage and the medical costs should be included. Many of the companies will stand on behalf of their employees due to the action. It is a requirement that one needs to be in the scope of the environment for this to be achieved. It is necessary to have a determination of the type of insurance for the company and driver. Some organizations will have the company collision coverage and others will lack.
The employee will be protected against the third party if the company has an applied coverage. It is good to know that the company will have to act on behalf of the employee from here. To ensure that you settle with the third party, it is good to note that you can always hire an attorney. This is cheap when compared to going to court. To know more about the options, you will be required to consult a car accident attorney who is experienced. They will be of help to you as they will advise on the right settlements for the situation.
It is good to note that most employees are responsible for the accidents that they cause while on a company’s vehicle. Every time you get involved in an accident with a company vehicle, you need first to ensure that everyone is good. This should be followed by the assessment of the damage as well determining the fault. In case you find that the fault is on the employee, you need to check the person who is liable for this.
The options, in this case, are the employee and the organization. It is good for individuals to note that the company will only be liable if the employee was doing the work on behalf of the employer.